My2Cents

The Final Days of Winter — And What They Teach Us About Markets

Posted on April 7, 2026 • My2Cents

The first quarter of this year has reminded us of something we all know well—progress is rarely a straight line. Markets have faced their share of challenges: periods of [...]

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Perspective Trumps Uncertainty

Posted on March 12, 2026 • My2Cents

News surrounding the conflict involving Iran has understandably created uncertainty in financial markets. When geopolitical events escalate, headlines move quickly and emotions can run high. I wanted to reach out personally to provide [...]

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The Federal Reserve Lowers Rates…Markets are at All Time Highs

Posted on September 24, 2025 • My2Cents

Today I want to share a candid update on where the markets stand. By many traditional measures—such as price-to-earnings ratios and market valuations—the financial [...]

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Summer 2025: Hot...Hot...Hot

Posted on July 29, 2025 • My2Cents

Across America, daytime temperatures are routinely climbing into the 90's and even 100's, challenging our comfort and infrastructure. The “dog days of summer” are firmly in place. The weather isn't the only hot thing...the financial...

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The Middle East Conflict: Necessity or End of the World?

Posted on June 18, 2025 • My2Cents

The Israel/Iran conflict in the Middle East has caused considerable anxiety across the region and world. The anxiety has grown in the United States with people both for and against making claims that at times seem exaggerated to back...

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Agonizing April... Maybe May???

Posted on April 16, 2025 • My2Cents

April showers bring May flowers...you have heard it over and over in your lifetime. You probably didn't know that this is from a short poem written in 1157 by Thomas Tusser. It seems tailored for the southern U.S. as the weather in […]

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Right Plan, Wrong Execution - Updated April 16th

Posted on April 16, 2025 • My2Cents

UPDATE April 16th, 11:00 AM Every day the tariff plan from the Trump Administration comes into better focus. As I thought, each day seems to confirm the tariffs were for negotiating purposes as some 150 nations have reached out to […]

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Right Plan, Wrong Execution - Updated April 8th

Posted on April 8, 2025 • My2Cents

UPDATE April 8, 1:00 PM Since this article was posted, the financial markets have continued to be volatile. Tariffs are to blame, as no one seems certain of what President Trump will do and if the current announced tariffs will rise […]

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Right Plan, Wrong Execution

Posted on April 4, 2025 • My2Cents

Yesterday the financial markets violently reacted to the tariff announcement from President Trump, and it has carried over today. Panic led comments and headlines are popping up from so-called experts, with the truth being we simply do […]

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March Madness

Posted on March 12, 2025 • My2Cents

As March unfolds, the term "March Madness" typically evokes images of unpredictable basketball tournaments, with upsets making for fascinating viewing. This year, however, it also aptly describes the current economic and market […]

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Trump 2.0: Investments

Posted on March 4, 2025 • My2Cents

One question I get asked on a frequent basis and was front and center at our Outlook breakfast, regards the economy and financial market performance with a new President. Since the investment markets have been in the news lately, let […]

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Trump 2.0: Will Tariffs Cause Inflation to spike again?

Posted on February 26, 2025 • My2Cents

It is the question that seems everyone in the news and financial media is consumed with: will tariffs cause inflation to return, or worse yet will it cause an economic recession? Below I will show you some of my research from the first […]

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The End is Near

Posted on October 7, 2024 • My2Cents

The End is Near...a phrase used over the years to warn others of various dangers that lurk ahead. From an economic perspective, the end is not all bad. Take interest rates for example, higher interest rates are ending. […]

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Identity Theft

Posted on August 7, 2024 • My2Cents

We want to address a serious concern that affects many individuals today: identity theft. Recently, one of our clients experienced the distressing impact of identity theft, and it was both painful and challenging for them. Their […]

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Mid-Year 2024 A Summer to Remember

Posted on July 30, 2024 • My2Cents

We have reached mid-year and the dog days of summer are upon us. Most summers are laid back and uneventful, but not this year. In an earlier update titled Finding Calm in the Chaos, I discussed uncertainty in the nation and economy […]

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2024 Seminar Recap Part 2

Posted on May 23, 2024 • My2Cents

Earlier this year we hosted our annual kickoff breakfast discussing the economy, the financial markets, and a host of other topics […]

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2024 Seminar Recap Part 1

Posted on February 28, 2024 • My2Cents

Good morning. Recently we hosted our annual kickoff breakfast of 2024 discussing where the U.S. stands from an economic standpoint and what it means for your investments, financial plan, and/or your business. […]

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Stocks Hit A New All Time High... Then Why Am I Concerned?

Posted on December 14, 2023 • My2Cents

Yesterday, after a meeting of the Federal Open Market Committee, Federal Reserve Chairman Jerome Powell signaled the Fed was considering a pivot on interest rate strategy and would possibly begin lowering interest rates soon.[…]

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America's Shadow Economy

Posted on November 7, 2023 • My2Cents

Recently I was reading the employment report for September and was amazed and perplexed by the results. Over 336,000 jobs were added to the US economy in September alone, far higher than any projection. […]

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493 to 7: Sometimes the Score is Deceiving

Posted on November 7, 2023 • My2Cents

The financial markets are a mixed bag this year. Overall, stocks are up and bonds are mixed as interest rates have been up. A closer look reveals some interesting, and some would say disturbing, or worrisome trends. As the old saying goes, “let’s look under the hood” at what is going on.[…]

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2023 Mid-Year: A New Future?

Posted on July 26, 2023 • My2Cents

Good afternoon, as we move into the second half of the year let me take a moment and give you some thoughts about 2023 to date. As usual, surprises can happen that can shake things up going forward. […]

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The Debt Ceiling... And Other Tidbits

Posted on May 18, 2023 • My2Cents

As we wind down May and head to the summer, I wanted to take a minute to discuss several topics. Below are observations in no particular order: […]

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Silicon Valley Bank: Important to Know

Posted on March 13, 2023 • My2Cents

Last Friday, Silicon Valley Bank (SVB) announced they needed to raise capital for liquidity purposes. In today’s social media world, some analysts and investment managers questioned their exposure to smaller upstart tech type companies. When others suggested companies doing business with them begin pulling deposits from the bank this was the equivalent of someone screaming […]

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What can I do to prepare for the upcoming crash?

Posted on March 7, 2023 • My2Cents

Recently I was reading the employment report for September and was amazed and perplexed by the results. Over 336,000 jobs were added to the US economy in September alone, far higher than any projection. […]

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Find The Good

Posted on December 14, 2022 • My2Cents

Recently I attended my first Commonwealth National Conference in nearly 5 years, with the conference theme being “Find the Good”. And after 40 years studying economics, investments, and financial planning trends I came back excited with pages of notes to incorporate into our work. Recently investors have been ‘finding the good’ with various economic reports […]

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A Stubborn Economy

Posted on October 26, 2022 • My2Cents

As we move through October, the financial markets continue to be bumpy on a day-to-day basis. Conflicting data abounds, one day a stronger than expected employment report and the next an inflation number that is considered too hot. The Federal Reserve keeps raising interest rates to try and slow things, but the economy is stubborn […]

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There’s So Much More to Life 

Unburden yourself of the financial concerns you face so you can live brilliantly. It all starts with a conversation.

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